Monthly Archives: April 2013
It is a legitimate question. Now that Obamacare is three years old we can take some time to reflect on how it has unfolded. Obamacare was initially a derogatory term used by Republicans to insult the program, but during the Presidential campaign the president accepted the term as his own. He was proud of it and pleased with it, saying “I have no problem with people saying Obama cares. I do care”. But does he?
Someone who cares would clearly want what is most beneficial for those they were elected to serve. Someone who cares would make public welfare a higher priority than personal merit. The failures of Obamacare are in plain sight. So many promises have been broken, and so little benefit has come from the law, that it is time to really ask: does Obama care?
President Obama promised he would fight for the middle class; he promised he would not raise taxes on the middle class; he promised he would take care of the middle class. Obamacare does the opposite of these. In fighting for Obamacare President Obama raised taxes on the middle class by $1 trillion. Many of these taxes directly pass on the cost to patients, increasing the cost of healthcare.
President Obama promised that if you like your healthcare plan you will be able to keep it.“If you like your doctor, you will be able to keep your doctor, period. If you like your health care plan, you’ll be able to keep your health care plan, period. No one will take it away, no matter what. My view is that health care reform should be guided by a simple principle: Fix what’s broken and build on what works. And that’s what we intend to do.”
Sound familiar? Instead, the Department of Health and Human Services tells us that may not be the case; in fact, estimates are as high as seven million for people who will have to find new healthcare plans. The cost of providing insurance to an employee is much higher than the fine levied for not providing it. Many employers are also laying workers off, or reducing them to part time hours in order to avoid the penalty at all. This will push many more people on to the expanding Medicaid system, which, in some states is so crowded already that it is difficult to find quality or timely healthcare.
Employers who can afford to offer the care for their employees may be in shock before too long. We are already learning that there will be a 32% increase in the cost of claims for employers. This is going to have a significant impact on business revenue. Consider this: the cut off for employer mandates under Obamacare is 50 employees. There are now two and a half times as many businesses with 49 employees than there are with 50. If this were not enough the government tried to remedy these problems and only made matters worse.
The Obamacare law states that “affordable” healthcare coverage from an employer must not exceed 9.5% of the annual household income of the worker; however, it has been decided that 9.5% will apply only to the employee, and not to their spouse or dependents. This means Obamacare still classifies a family spending 30% or more on healthcare as affordable, as long as the primary policy holder does not spend more than 9.5%. The Obamacare system places the burden of the costs on the shoulders of the employers and families: costs that keep increasing.
We were promised that Obamacare would not add a penny to the national debt. Earlier this year the Government Accountability Office released their estimate that Obamacare would add $6.2 trillion to the long term deficit.
The pinnacle of promises may have crested on the fib that health care premiums would decrease $2,500 per year if Obamacare passed. In the two year period from 2010 to 2012 the average healthcare premium increased $3,000 per year; a difference of $5,500 in extra costs to you and me from the promise made by President Obama. The worst part is that experts expect costs to continue to rise.
The only solution offered by Obamacare to any of these broken promises is the expansion of Medicaid. Millions of Americans will take the risk of waiting too long for insufficient care. Many states’ Medicaid systems function very well, but if you cannot afford healthcare, or your employer is cutting you to part time hours hopefully your state is one of these. To the Americans not so fortunate Obamacare offers the following sympathy: “good luck”.
Remember when President Obama promised this would insure 50 million Americans currently without insurance? All these broken promises result in only 20 million more insured Americans–many of whom qualified for insurance before Obamacare but chose not to have it.
So again, I ask the question: does Obama really care? Maybe he does, just not about you and me. To keep this law in place with so many broken promises and so much lack of fulfillment shows that he cares more about his crowning legislative achievement than he does about those who elected him. If this is not the case I call on him to prove he does care, admit he was wrong, and repeal this law. Doing so would be the mark of a great President.
2 April, 2013